Category Archives: Benefits

Are Your SI Joints Causing Your Chronic Low Back Pain?

Many people have lived with chronic back pain for years. Whether merely a nagging inconvenience or a debilitating pain, chronic back pain at its least decreases quality of life and at its worse can be disabling. In fact, some impressive statistics concerning lower back pain include that it is the most significant cause of disability in the entire world and it is one of the leadingContinue reading

Average Weekly Wage (AWW) – The Basis for Workers’ Compensation Benefits

Before any discussion of workers’ compensation benefits can be meaningful, it is essential to understand the concept of the Average Weekly Wage (AWW).  The AWW forms the basis for most benefits a worker will receive during the course of a workers’ compensation claim.   Because the Average Weekly Wage directly affects how much compensation a worker is paid, workers are ill-advised to simply take theirContinue reading

Why is my neighbor going fishing when he is off on workers’ compensation?

Nothing seems to irritate people more than to see someone drawing workers’ compensation benefits and still getting some enjoyment out of life.  We consistently hear about employers and insurance carriers having videotape evidence that a client went fishing, hunting, was doing yard work, or grocery shopping with their spouse.  Normally these activities aren’t really significant, but this situation does emphasize the common misconception that aContinue reading

Injured Workers – You Don’t Have to Accept an AMA Guide Settlement – Just Say No!

We’ve been getting calls lately from people who have received workers compensation settlement offers from the insurance company for only a small fraction of what their coworkers got six months ago.  Most often, the insurance company told them they had to accept a settlement because a doctor gave them a disability rating under the American Medical Association’s (AMA) Guidelines to impairment.  At times an uninformedContinue reading